InnovationFocus
How Fintechs Are Changing Traditional Banking
An account in minutes, a payment in seconds, a loan based on data analysis: what financial start-ups do differently and how banks are responding.
maidav Focus
In focus now
MarketsFocus
Why Share Prices Can Fall Despite Good News
Record profits, and the share slips: why markets trade expectations rather than headlines, and how to put such moves into context.
InnovationFocus
Tokenisation: What It Could Change in the Economy
When bonds, fund units or property rights exist as digital tokens: what tokenisation means, where it is already used and which questions remain open.
Six sections
Topics that connect business and money
Entrepreneurship, business models, start-ups, growth, succession
AI, automation, start-ups, fintech, future technologies
Financial planning, liquidity, interest, inflation, retirement
Shares, indices, company figures, market mechanics
ETFs, bonds, property, gold, private equity
Bitcoin, blockchain, custody, stablecoins, regulation
Compass
Where are you right now?
Choose what fits best. We will show you four articles and a tool to start with, and remember your choice only in this browser.
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maidav Basics
The basics in six steps
For getting started: from the stock exchange and the balance sheet to the custody of crypto assets. The reading path ticks off the steps you have read.
0 of 6 read
- 01MarketsHow Does the Stock Exchange Work?From order to settlement: how prices are formed on the stock exchange, who trades there and why exchanges matter for companies and savers.6 min
- 02MarketsHow to Read a Company Balance SheetAssets, liabilities, equity ratio: how to see in a few steps how soundly a company is financed.6 min
- 03FinanceHow Inflation Changes Purchasing PowerWhy the same euro buys a little less every year, how the inflation rate is measured and what that means for savings, wages and prices.6 min
- 04InvestmentsETFs, Individual Shares and Bonds ComparedThree building blocks, three characters: how ETFs, individual shares and bonds differ in returns, volatility, effort and cost.6 min
- 05CryptoBitcoin ExplainedA network without a centre, a fixed cap and a public ledger: how Bitcoin works and what you should know before getting started.6 min
- 06CryptoWallets and Custody: Who Controls the Keys?Exchange, app or hardware wallet: how the custody of crypto assets works, what a private key is and how to protect your recovery phrase.6 min
Do the maths
Time is the strongest factor
Move the sliders and see how contributions, return and term work together. An example calculation, not a forecast.
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- Final value before tax
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Issue 1
All articles
InnovationFocus
Where AI Actually Saves Work in Mid-Sized Companies
Not promises about the future but everyday office life: the processes in which AI saves measurable time today, and how firms can start without a major project.
MarketsBasics
How Does the Stock Exchange Work?
From order to settlement: how prices are formed on the stock exchange, who trades there and why exchanges matter for companies and savers.
CryptoBasics
Bitcoin Explained
A network without a centre, a fixed cap and a public ledger: how Bitcoin works and what you should know before getting started.
BusinessBasics
Revenue Is Not Profit: Why Businesses Still Run Short of Cash
A full order book and yet a tight bank balance: how revenue, profit and liquidity are connected, and where the money gets held up.
FinanceBasics
Planning Personal and Business Finances Properly
For the self-employed, the business account and the household budget quickly blur. A clear separation and a simple plan bring overview and calm.
InvestmentsBasics
ETFs, Individual Shares and Bonds Compared
Three building blocks, three characters: how ETFs, individual shares and bonds differ in returns, volatility, effort and cost.
BusinessBasics
Recurring Revenue: The Business Models Behind It
Subscriptions, maintenance contracts, usage fees: why predictable income makes companies more stable, and what it requires.
CryptoBasics
Wallets and Custody: Who Controls the Keys?
Exchange, app or hardware wallet: how the custody of crypto assets works, what a private key is and how to protect your recovery phrase.
MarketsBasics
How to Read a Company Balance Sheet
Assets, liabilities, equity ratio: how to see in a few steps how soundly a company is financed.
FinanceBasics
How Inflation Changes Purchasing Power
Why the same euro buys a little less every year, how the inflation rate is measured and what that means for savings, wages and prices.
BusinessFocus
Buy a Business or Start Your Own?
Succession instead of a fresh start: what speaks for buying an established firm, what speaks for founding your own, and how to compare the two soberly.
CryptoBasics
Stablecoins: How They Work, Their Uses and Risks
Digital tokens with a fixed link to the euro or the dollar: how stablecoins aim to hold their value, what they are used for and what MiCA regulates.
FinanceBasics
Cash Reserves: The Questions Business Owners Should Answer
How much of a buffer a business needs is not settled by a rule of thumb alone, but by a few honest answers. These questions help you decide.
InvestmentsBasics
Property as an Investment: Costs, Opportunities and Risks
Rental income, value growth, leverage: what a let property can deliver and which costs investors should realistically plan for in advance.
InvestmentsBasics
What Role Gold Can Play in a Portfolio
No interest, no dividend and yet in demand for centuries: why investors hold gold and which forms of investment exist.
InnovationFocus
How Fintechs Are Changing Traditional Banking
An account in minutes, a payment in seconds, a loan based on data analysis: what financial start-ups do differently and how banks are responding.
MarketsFocus
Why Share Prices Can Fall Despite Good News
Record profits, and the share slips: why markets trade expectations rather than headlines, and how to put such moves into context.
InnovationFocus
Tokenisation: What It Could Change in the Economy
When bonds, fund units or property rights exist as digital tokens: what tokenisation means, where it is already used and which questions remain open.
maidav People · two conversations a month
Conversations with people who decide
Conversations with business owners and experts about decisions, figures and experience. The first conversations are in preparation.
Do you run a company or are you an expert in one of our topics? We look forward to hearing from you.
maidav Briefing · weekly
Business, money and innovation, clearly explained.
Once a week, the most important new insights from the magazine: short enough for your coffee, thorough enough for decisions. Free, confirmed by link, cancel at any time.
Editorial standards
What you can rely on
- Sources with every articleEvery article names its primary sources and the date it was last checked.
- No recommendationsWe explain and put things into context. We do not give buy or sell recommendations or price targets.
- Advertising kept separateAdvertisements and partner content are labelled and have no influence on the editorial team.
- Open correctionsWe correct mistakes visibly and record them in our corrections log.