InnovationFocus
Where AI Actually Saves Work in Mid-Sized Companies
Not promises about the future but everyday office life: the processes in which AI saves measurable time today, and how firms can start without a major project.
Section
Innovation
AI, automation, start-ups, fintech, future technologies
New technologies are changing processes, markets and whole industries. Innovation shows what already works in practice today, what is developing and which questions remain open, soberly and without the hype.
InnovationFocus
How Fintechs Are Changing Traditional Banking
An account in minutes, a payment in seconds, a loan based on data analysis: what financial start-ups do differently and how banks are responding.
InnovationFocus
Tokenisation: What It Could Change in the Economy
When bonds, fund units or property rights exist as digital tokens: what tokenisation means, where it is already used and which questions remain open.
Do the maths
Business Glossary
The terms from business, finance, markets and crypto, explained briefly and clearly.
Business glossary
Terms from Innovation
- AI Act
- Regulation (EU) 2024/1689, the European AI regulation (in German: KI-Verordnung), in force since 1 August 2024. It grades the obligations of providers and deployers of AI systems according to the risk of the application.
- AI literacy
- The knowledge and skills needed to use AI systems competently and to assess their opportunities and risks.
- Crypto security
- An electronic security under the German Electronic Securities Act (eWpG) that is entered in a crypto securities register.
- DLT Pilot Regime
- An EU testing framework under Regulation (EU) 2022/858 that, since 23 March 2023, has allowed trading and settlement systems based on distributed ledgers, subject to conditions and caps.
- E-money institution
- A company authorised by BaFin that issues electronic money and processes payments but does not accept deposits as a bank does.
- Embedded finance
- Payments, financing or insurance offered directly within software, online shops or platforms (in German: eingebettete Finanzdienste).
- Generative AI
- AI systems that create new content such as text, images, audio or computer code from instructions.
- Hallucination
- A plausible-sounding but false or invented statement made by an AI system. It is the main reason for always having AI output checked by people.
More sections