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  <title>maidav</title>
  <subtitle>Business. Finance. Future. Understand companies. Read the markets. Discover the future.</subtitle>
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  <link href="https://maidav.com/"/>
  <id>https://maidav.com/</id>
  <updated>2026-10-24T08:00:00Z</updated>
  <author><name>maidav editors</name></author>
  <entry><title>Where AI Actually Saves Work in Mid-Sized Companies</title><link href="https://maidav.com/innovation/ai-saves-work-mid-sized-companies/"/><id>https://maidav.com/innovation/ai-saves-work-mid-sized-companies/</id><published>2026-10-24T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Innovation"/><summary>Not promises about the future but everyday office life: the processes in which AI saves measurable time today, and how firms can start without a major project.</summary></entry>
  <entry><title>How Does the Stock Exchange Work?</title><link href="https://maidav.com/markets/stock-exchange-explained/"/><id>https://maidav.com/markets/stock-exchange-explained/</id><published>2026-10-24T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Markets"/><summary>From order to settlement: how prices are formed on the stock exchange, who trades there and why exchanges matter for companies and savers.</summary></entry>
  <entry><title>Bitcoin Explained</title><link href="https://maidav.com/crypto/bitcoin-explained/"/><id>https://maidav.com/crypto/bitcoin-explained/</id><published>2026-10-24T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Crypto"/><summary>A network without a centre, a fixed cap and a public ledger: how Bitcoin works and what you should know before getting started.</summary></entry>
  <entry><title>Revenue Is Not Profit: Why Businesses Still Run Short of Cash</title><link href="https://maidav.com/business/revenue-profit-cash/"/><id>https://maidav.com/business/revenue-profit-cash/</id><published>2026-10-23T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Business"/><summary>A full order book and yet a tight bank balance: how revenue, profit and liquidity are connected, and where the money gets held up.</summary></entry>
  <entry><title>Planning Personal and Business Finances Properly</title><link href="https://maidav.com/finance/plan-personal-business-finances/"/><id>https://maidav.com/finance/plan-personal-business-finances/</id><published>2026-10-23T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Finance"/><summary>For the self-employed, the business account and the household budget quickly blur. A clear separation and a simple plan bring overview and calm.</summary></entry>
  <entry><title>ETFs, Individual Shares and Bonds Compared</title><link href="https://maidav.com/investments/etfs-shares-bonds-compared/"/><id>https://maidav.com/investments/etfs-shares-bonds-compared/</id><published>2026-10-23T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Investments"/><summary>Three building blocks, three characters: how ETFs, individual shares and bonds differ in returns, volatility, effort and cost.</summary></entry>
  <entry><title>Recurring Revenue: The Business Models Behind It</title><link href="https://maidav.com/business/recurring-revenue-business-models/"/><id>https://maidav.com/business/recurring-revenue-business-models/</id><published>2026-10-22T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Business"/><summary>Subscriptions, maintenance contracts, usage fees: why predictable income makes companies more stable, and what it requires.</summary></entry>
  <entry><title>Wallets and Custody: Who Controls the Keys?</title><link href="https://maidav.com/crypto/wallets-custody-keys/"/><id>https://maidav.com/crypto/wallets-custody-keys/</id><published>2026-10-22T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Crypto"/><summary>Exchange, app or hardware wallet: how the custody of crypto assets works, what a private key is and how to protect your recovery phrase.</summary></entry>
  <entry><title>How to Read a Company Balance Sheet</title><link href="https://maidav.com/markets/read-balance-sheet/"/><id>https://maidav.com/markets/read-balance-sheet/</id><published>2026-10-22T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Markets"/><summary>Assets, liabilities, equity ratio: how to see in a few steps how soundly a company is financed.</summary></entry>
  <entry><title>How Inflation Changes Purchasing Power</title><link href="https://maidav.com/finance/inflation-purchasing-power/"/><id>https://maidav.com/finance/inflation-purchasing-power/</id><published>2026-10-22T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Finance"/><summary>Why the same euro buys a little less every year, how the inflation rate is measured and what that means for savings, wages and prices.</summary></entry>
  <entry><title>Buy a Business or Start Your Own?</title><link href="https://maidav.com/business/buy-business-start-own/"/><id>https://maidav.com/business/buy-business-start-own/</id><published>2026-10-21T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Business"/><summary>Succession instead of a fresh start: what speaks for buying an established firm, what speaks for founding your own, and how to compare the two soberly.</summary></entry>
  <entry><title>Stablecoins: How They Work, Their Uses and Risks</title><link href="https://maidav.com/crypto/stablecoins-explained/"/><id>https://maidav.com/crypto/stablecoins-explained/</id><published>2026-10-21T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Crypto"/><summary>Digital tokens with a fixed link to the euro or the dollar: how stablecoins aim to hold their value, what they are used for and what MiCA regulates.</summary></entry>
  <entry><title>Cash Reserves: The Questions Business Owners Should Answer</title><link href="https://maidav.com/finance/cash-reserve-business-owners/"/><id>https://maidav.com/finance/cash-reserve-business-owners/</id><published>2026-10-21T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Finance"/><summary>How much of a buffer a business needs is not settled by a rule of thumb alone, but by a few honest answers. These questions help you decide.</summary></entry>
  <entry><title>Property as an Investment: Costs, Opportunities and Risks</title><link href="https://maidav.com/investments/property-investment-costs-opportunities/"/><id>https://maidav.com/investments/property-investment-costs-opportunities/</id><published>2026-10-21T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Investments"/><summary>Rental income, value growth, leverage: what a let property can deliver and which costs investors should realistically plan for in advance.</summary></entry>
  <entry><title>What Role Gold Can Play in a Portfolio</title><link href="https://maidav.com/investments/gold-role-portfolio/"/><id>https://maidav.com/investments/gold-role-portfolio/</id><published>2026-10-20T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Investments"/><summary>No interest, no dividend and yet in demand for centuries: why investors hold gold and which forms of investment exist.</summary></entry>
  <entry><title>How Fintechs Are Changing Traditional Banking</title><link href="https://maidav.com/innovation/fintechs-changing-banking/"/><id>https://maidav.com/innovation/fintechs-changing-banking/</id><published>2026-10-20T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Innovation"/><summary>An account in minutes, a payment in seconds, a loan based on data analysis: what financial start-ups do differently and how banks are responding.</summary></entry>
  <entry><title>Why Share Prices Can Fall Despite Good News</title><link href="https://maidav.com/markets/share-prices-fall-good-news/"/><id>https://maidav.com/markets/share-prices-fall-good-news/</id><published>2026-10-20T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Markets"/><summary>Record profits, and the share slips: why markets trade expectations rather than headlines, and how to put such moves into context.</summary></entry>
  <entry><title>Tokenisation: What It Could Change in the Economy</title><link href="https://maidav.com/innovation/tokenisation-economy/"/><id>https://maidav.com/innovation/tokenisation-economy/</id><published>2026-10-19T08:00:00Z</published><updated>2026-10-24T08:00:00Z</updated><category term="Innovation"/><summary>When bonds, fund units or property rights exist as digital tokens: what tokenisation means, where it is already used and which questions remain open.</summary></entry>
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